Buy To Let Underwriter

We are Hiring for a Permanent position of Underwriter - Buy to Let for an International Bank in city of London.

JOB ROLE-

Responsibility and underwriting of credit proposals, primarily of Buy to Let.

JOB RESPONSIBILITY

* Underwriting portfolio landlords, SPV applications, HMO, Expat, Holiday let and standard BTL mortgage applications and good working knowledge of mortgage loan processing.
* Highly organised and able to prioritise activities.
* Detail-oriented with strong data analysis skills.
* To provide support to the CCO in all operational areas of the Retail Credit Department.
* Manage the assessment and processing of BTL cases, and the presentation of proposals to Risk Committees.
* Manage the review, assessment, investigation, and minimising of credit risks associated with loan applications in accordance with the Banks operating policies and procedures.
* Provide a clear rationale for agreeing or rejecting applications, prior to submitting to the CCO/Credit Committee
* Ensure the credit decisions are made within regulatory standards, credit policy and adhere to TCF principles and Customer First principles.
* Interacting with Valuation firms/Legal firms/ and external vendors e.g., BEP, LMS, Experian, Connells, to ensure successful completion the loan application.
* MIS preparation and submission to the management as per the requirement
* Complying with various policies of the bank like credit policy, AML/KYC Risk matrix