Head of Credit Risk

About Bits: Bits is a leading fintech startup focused on helping individuals build credit and financial wellness. Backed by Y Combinator, we are dedicated to promoting financial inclusion and revolutionizing the credit building landscape. About the Role: We are seeking an experienced and highly motivated Head of Credit Risk to join our team. In this role, you will be responsible for overseeing our credit risk management activities and driving the development and implementation of credit risk strategies. You will work closely with cross-functional teams to establish risk management frameworks, monitor portfolio performance, and ensure responsible lending practices. Requirements 10+ years of experience in credit risk management, preferably in the fintech or financial services industry Strong understanding of credit risk modeling, underwriting, and portfolio management Proven track record of managing credit risk in a high-growth organization Experience in developing and implementing risk management frameworks and strategies Excellent analytical and problem-solving skills Ability to collaborate effectively with cross-functional teams Strong leadership and people management skills Advanced degree in finance, business, or a related field #J-18808-Ljbffr