Mortgage Product Manager

Mortgage Product Manager
Are you an innovator with a passion for the mortgage industry? Do you thrive in dynamic environments where your ideas can drive significant change and growth? Dudley Building Society is actively seeking a talented Mortgage Product Manager who can bring new perspectives and innovative solutions to help us grow our specialist mortgage book. Working within our product team, you will have the opportunity to shape the future of our mortgage products working collaboratively with various business areas to ensure our products meet our customers needs and help us achieve our corporate plan.
Your key responsibilities will include:
Proposition Development: Own the development of our mortgage proposition, recommending the launch of new products and enhanced criteria, in line with the Society's strategy and risk appetite.
Pricing Agility: Ensure our mortgage and retention products are priced to achieve the Society's financial objectives, meeting Corporate Plan income and margin expectations.
Product Management: While managing our Product Specialist, develop our product processes and systems to improve our agility to make changes to our products and pricing in line with customer and market needs.
Credit Risk: Own our lending policy and credit risk model in the 1st line, managing our Credit Risk Analyst and developing our reporting to provide actionable insights to amend our product range to meet our Corporate Plan objectives.
Customer Value: Ensure our mortgage products meet Customer and Broker needs and provide fair value to customers.
MI & Reporting: Oversee the development of timely and insightful product MI and market analysis, to track our mortgage performance and recommend new market opportunities.
Product Governance: Ensure our mortgage products are managing in line with our product policy regularly reviewed under the Society's Consumer Duty framework.
Relationship Management: Build strong relationships both inside and outside of the Society to deliver the smooth running of our Mortgage products and growth of our portfolio.
What we're looking for:
Proven experience growing a specialist mortgage book with a Building Society or specialist lender
Great understanding of the specialist mortgage market and experience in the development of new products and bringing these to market
Ability to lead and develop a small team to deliver great outcomes in an agile way
Experience of managing a lending policy and understanding of credit risk is preferred
Strong stakeholder management skills
Excellent written and verbal communication and interpersonal skills.
Strong organisation and planning skills.
Strong numerical skillset: a numerical degree or equivalent is preferrable, but not essential.
In Return
In return we offer:
Salary of £60-£70k per annum (FTE) depending on experience
Intelligent working practices enabling you to work both at home or in the offices in Brierley Hill - work where best suits your day ahead!
Basic holiday of 30 days + Bank holidays + Moments that matter days (Think birthdays, weddings + time off to getting the keys to a new house or welcoming a grandchild!)
Pension contribution of up to 8% of salary
Life assurance 4 x salary
Full Private Medical Insurance
Healthcare plan covering some of those day-to-day health bills like your dental and optical bills
Access to our new Electric Car Salary Sacrifice scheme
Diversity and Inclusion
Our workplace culture respects, welcomes, and supports diversity and inclusion, empowering our People to embrace being a fundamental part of everything we are, and everything we aim to be. We treat everyone with the dignity and kindness they deserve, and strive to encourage and celebrate all the things that make each of us unique.
And that's not all
We're certified as a Great Place to Work in the UK, and there's a reason for that. Check out our careers page for more information about what it's like to join The Dudley team, who we are, what drives us, and why you should join us.
JBRP1_UKTJ