Mortgage Underwriter

Mortgage Underwriter (BTL, 1st charge or 2nd charge experience) 

Location: Watford

Salary: Up to £45,000 + Private Medical & Dental care + Pension Plan + Many more

Role Responsibilities: The overall responsibility of the role is to take ownership of allocated cases from inception to completion.

• Enter and update borrower data in fusion lending platform.


• Ensure all aspects of the loans are recorded accurately on fusion and meet underwriting guidelines.


• Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met.


• Provide concise and accurate updates to brokers.


• Proactively chase brokers for outstanding requirements.


• Ensure all underwriting is in line with company policy and within regulation.


• Ensure that all cases are underwritten within the groups risk appetite.


• Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business.


• Maintaining a pipeline of cases, overseeing cases from inception through to completion.


• Maintain broker relationships that are integral to the growth for WOSL.


• All work is to be carried out in accordance with the companies polices and procedures. 

Skills:

• Ability to work as part of a team.


• Pass internal competency tests post induction.


• High attention to detail


• Good written and verbal communication skills


• An understanding of FCA regulations


• Experience in underwriting 1st charge mortgage applications.