Senior Commercial Account Executive
Location: Harrogate
We are seeking a dynamic and experienced producing Commercial Insurance Broker to join our team.
They must have held a role at the Account Executive level and possess expertise in handling the placement of insurance programs for commercial clients across Property, Liability, Motor and Financial Lines.
This is a hybrid opportunity.
Responsibilities
- Continuously identify areas for improvement and provide potential solutions to the company and reduce costs.
- Delivering good outcomes for customers and putting the customer’s interests first.
- Ensure the customer understands what we sell and support the customer in anyway you can.
- Develop and maintain strong relationships with commercial clients, understanding their insurance needs and providing tailored solutions.
- Lead the placement of insurance programs, negotiating terms and conditions with underwriters to secure competitive coverage for clients.
- Analyse client risk exposures and recommend appropriate insurance products to mitigate risks effectively.
- Actively prospect and generate new business opportunities to expand the client portfolio.
- Collaborate with internal teams, including underwriters and claims specialists, to deliver seamless service to clients.
- Stay updated on industry trends, regulations, and market conditions to provide informed advice and recommendations to clients.
Skills and Competencies
- Excellent communication skills, including effective communication with clients and insurers, including clear explanation of complex insurance terms and conditions.
- An understanding of the UK insurance market, including trends, risks and regulatory changes.
- The ability to understand diverse client needs, including specific industry risks and business objectives.
- Ability to manage time effectively, work under pressure and meet deadlines.
- Excellent timekeeping and presentation of self & work.
- Strong interpersonal, negotiation skills and relationship-building skills.
- Articulate & Numerate.
- Analytical and ability to solve problems, including the capacity to solve complex insurance related challenges.
- Excellent attention to detail.
- Highly organised with an ability to prioritise and deliver allocated tasks.
- Ability to work independently and collaboratively in a fast-paced environment.
- Positive can-do attitude and strong team ethic.
- Honesty, integrity, reputation, competence/capability & financial soundness as required under the Financial Conduct Authority (FCA).
- Be positive, enthusiastic and motivational about what you do!
Experience
- Strong experience in the UK commercial retail space.
- Previous experience at the Account Executive level within an insurance brokerage.
- Strong knowledge of commercial insurance products across Property, Liability, Motor, and Financial Lines.
- Proven track record of successfully placing insurance programs and achieving revenue targets.
Qualifications
- Relevant insurance qualifications and certifications (e.g., ACII, CII) are advantageous but not required.
Benefits:
- Enjoy company-funded healthcare cash plans!
- Enhanced pension with up to 5% employer match, or standard auto-enrolment (5% EE, 3% ER).
- Bask in 25 days of holiday bliss!
- Peace of mind with 4x your annual salary in life assurance.
- Retail and restaurant discounts
About us
Established in 1968, the company has over 50 years of experience and runs through a network of branches and brokers across the UK, supplying tailored insurance solutions and access to a broad array of insurers. Their commercial offerings cover areas like motor trade, taxi, commercial vehicles, and professional indemnity, while personal insurance includes car, motorcycle, household, and boat insurance.